SBI IRCTC Rupay Credit Card - Best card for IRCTC Bookings in India!

                  SBI IRCTC Rupay Credit Card - Best card for IRCTC Bookings in India!



SBI IRCTC Rupay Credit Card

                                                 APPLY HERE NOW

WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR SBI IRCTC RUPAY CREDIT CARD

Best for railway tickets: 10% back on AC1, AC2, AC3, Chair Car, Executive Chair IRCTC bookings (earned as Reward Points)
1 Reward Point per Rs 125 on other retail spends (~0.8% return rate)
4 complimentary railway lounge visits per year (1/quarter)
Welcome Bonus: 350 Reward Points on first spend ≥ Rs 500 (within 45 days of card issuance)
Renewal Bonus: 500 Reward Points on fee payment (offsets Rs 500 fee)
1% IRCTC transaction charge waiver on e-ticket bookings
1% fuel surcharge waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)
RuPay Network: UPI enabled + eligible for RuPay/UPI offers


FEES AND LIST OF ALL CHARGES

Annual Fee: Rs 500 + GST, partially offset by 350 welcome Reward Points (~ Rs 350 value)

Renewal Fee: Rs 500 + GST, from second year onwards


DOCUMENTS NEEDED

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo

ELIGIBILITY CRITERIA

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Minimum Income: Rs 30,000 per month
650+ with no delayed payments in the past 12 months
New-to-Credit: Allowed only for Salaried applicants



                                                 

Location: India

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