How to apply for Jupiter RuPay Credit Card
Discover the Jupiter RuPay Credit Card features, cashback offers, UPI rewards, fees, eligibility, and pros & cons. Find out if it's the right credit card for you.
Jupiter RuPay Credit Card
Key Features
- RuPay Credit Card with UPI support – you can link it to UPI apps and pay by scanning QR codes.
- Lifetime Free (on eligible variants/offers) with no annual fee.
-
Cashback on eligible spending categories:
- Up to 2% cashback on a selected category such as shopping, travel, or dining (depending on the card variant).
- Around 0.4% cashback on other UPI and card spends.
- Rewards are credited as Jewels, which can be redeemed for cash, vouchers, gold, and other options, subject to the card's terms.
Benefits
- Link the card to UPI for merchant QR payments.
- Manage card controls (freeze card, set limits, reset PIN) through the Jupiter app.
- Option to convert eligible purchases into EMIs.
To apply for the Jupiter RuPay Credit Card, follow these steps:
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Visit the official Jupiter RuPay credit card page:
Jupiter RuPay Credit Card Application - Click "Apply Now".
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Enter your:
- Full name
- Mobile number (linked to your Aadhaar/PAN, if possible)
- Verify your mobile number using the OTP.
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Complete the online application by providing:
- PAN details
- Date of birth
- Address
- Employment and income information
- Complete the required KYC verification (online, if eligible).
- If your application is approved by the issuing bank (currently CSB Bank for this card), you'll receive a confirmation. The virtual card may be available first, followed by delivery of the physical card.
Eligibility
Approval depends on factors such as:
- Being at least 18 years old.
- Having a valid PAN and Aadhaar (or other accepted KYC documents).
- Meeting the bank's income and creditworthiness criteria.
- Having a satisfactory credit history, where applicable.
After receiving the card, you can link it to UPI apps such as Jupiter, BHIM, PhonePe, Google Pay, and others that support RuPay Credit Cards on UPI.
Documents Required
To apply for the Jupiter RuPay Credit Card, you'll typically need the following documents and information:
| Document | Purpose |
|---|---|
| PAN Card | Identity verification and credit assessment |
| Aadhaar Card (or another valid officially accepted ID/address proof) | KYC and address verification |
| Mobile number linked to your Aadhaar (recommended) | OTP verification and e-KYC |
| Email address | Application updates and statements |
| Income details | To assess eligibility (salary or business income) |
Depending on your employment status, the issuing bank may also ask for:
-
Salaried applicants:
- Recent salary slips (if required)
- Bank statements (typically the last 3–6 months, if requested)
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Self-employed applicants:
- Recent bank statements
- Income Tax Returns (ITR) or other proof of income, if requested
In many cases, if your KYC and credit profile can be verified digitally, you may not need to upload all of these documents during the application.
External Links (Authoritative)- Jupiter Official: Jupiter Money
- RuPay Official: RuPay Credit Cards
- NPCI – RuPay Credit Card on UPI: NPCI RuPay Credit Card on UPI
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