SBI Cashback Credit Card Review 2026: Benefits, Cashback, Fees & Eligibility
Explore the SBI Cashback Credit Card in 2026. Learn about cashback benefits, annual fees, eligibility, rewards, online shopping offers, and how to apply before you decide.
Get Exclusive Cashback Privileges with maximum value-back on all your spends using SBI Cashback Credit Card!
WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR SBI CASHBACK CREDIT CARD
Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 5000/month combined for both Online & Offline Spends)Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
Online + offline cashback combined is capped at Rs 5,000 per statement cycle - save Rs 60,000/year
Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
Cashback is auto-credited to your SBI Card account within 2 working days of statement generation
FEES AND LIST OF CHARGES
Joining Fee: Rs 999 + GST, you get more EarnKaro Profit than thisAnnual Fee: Rs 999 + GST, from second year onwards
The annual fee is waived if you spend Rs 2,00,000 or more in the previous year
DOCUMENTS NEEDED
ID Proof: PAN Card/Form 60Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
ELIGIBILITY CRITERIA
Age: 21 to 65 yearsEmployment: Both salaried and self-employed individuals
Minimum Income: Rs 30,000
Credit Score: 650+ with no delayed payments in the past 12 months
New-to-Credit: Allowed only for salaried applicants
Suggested External Links
- Official SBI Card Website
- SBI Cashback Credit Card Official Page
- Reserve Bank of India (RBI) – Credit Card Guidelines
- NPCI (UPI & Digital Payments)
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