Explore exciting train travel benefits with the HDFC IRCTC Credit Card!

 Explore exciting train travel benefits with the HDFC IRCTC Credit Card!

HDFC IRCTC Credit Card

APPLY HERE NOW

WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR HDFC IRCTC CREDIT CARD

5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App
1 Reward Point for every INR 100 spent on all other spends
8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
Welcome Gift voucher worth INR 500 on card activation Enjoy additional 5% cashback on booking IRCTC train tickets using HDFC Bank SmartBuy
1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)

FEES & LIST OF ALL CHARGES

Joining Fee: Rs 500 + Applicable Taxes
Annual Fee: Rs 500 + Applicable Taxes
Spend Rs 1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off

DOCUMENTS NEEDED

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or Salary slips
Photograph: Recent passport-sized photo

ELIGIBILITY CRITERIA

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs 25,000/monthly
Self Employed: ITR > Rs 6 Lakhs/annum
Credit Score: 750+
New to Credit: Allowed for salaried & self-employed both


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