Explore exciting train travel benefits with the HDFC IRCTC Credit Card!
Explore exciting train travel benefits with the HDFC IRCTC Credit Card!
APPLY HERE NOW
WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR HDFC IRCTC CREDIT CARD
5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App1 Reward Point for every INR 100 spent on all other spends
8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
Welcome Gift voucher worth INR 500 on card activation Enjoy additional 5% cashback on booking IRCTC train tickets using HDFC Bank SmartBuy
1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)
FEES & LIST OF ALL CHARGES
Joining Fee: Rs 500 + Applicable TaxesAnnual Fee: Rs 500 + Applicable Taxes
Spend Rs 1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
DOCUMENTS NEEDED
ID Proof: PAN Card/Form 60Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or Salary slips
Photograph: Recent passport-sized photo
ELIGIBILITY CRITERIA
Age: 21 to 65 yearsEmployment: Both salaried and self-employed individuals
Salaried Income: Rs 25,000/monthly
Self Employed: ITR > Rs 6 Lakhs/annum
Credit Score: 750+
New to Credit: Allowed for salaried & self-employed both

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