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Learn everything about the RBL Bank Shoprite Credit Card, including cashback benefits, annual fees, eligibility, reward points, grocery savings, fuel surcharge waiver, and how to apply online in 2026.
If you frequently shop for groceries and everyday essentials, the RBL Bank Shoprite Credit Card is designed to help you save money on your regular purchases. This entry-level cashback credit card offers value through grocery rewards, fuel surcharge waivers, and contactless payment features.
In this comprehensive review, we'll cover its benefits, fees, eligibility, reward structure, and whether it's worth applying for in 2026.
Key Highlights
| Feature | Details |
|---|---|
| Card Type | Cashback Credit Card |
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST |
| Grocery Benefits | Cashback on grocery purchases |
| Fuel Benefit | Fuel surcharge waiver |
| Contactless Payments | Yes |
| Reward Program | Yes |
RBL Bank Shoprite Credit Card Benefits
1. Grocery Cashback
Earn attractive cashback on grocery purchases at eligible supermarkets, helping reduce your monthly household expenses.
2. Fuel Surcharge Waiver
Enjoy a fuel surcharge waiver on eligible fuel transactions across India, making daily commuting more affordable.
3. Reward Points
Earn reward points on eligible retail transactions and redeem them for shopping vouchers, merchandise, or other exciting rewards.
4. Contactless Payments
The card supports NFC contactless technology, allowing you to make secure tap-and-pay transactions quickly.
5. EMI Facility
Convert large purchases into affordable monthly EMIs with flexible repayment options.
Also Like : Top 10 Credit Cards in India 2026
RBL Bank Shoprite Credit Card Fees & Charges
| Charges | Amount |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST |
| Interest Rate | As per RBL Bank policy |
| Cash Withdrawal | Applicable charges |
| Late Payment Fee | As per outstanding balance |
RBL Bank Shoprite Credit Card Eligibility Criteria
Applicants generally should:
- Be an Indian resident.
- Be between 21–65 years of age.
- Have a stable source of income.
- Maintain a good credit score (preferably 750+).
- Meet RBL Bank's income and documentation requirements.
Also Like: HDFC Millennia Credit Card Review
Documents Required
- PAN Card
- Aadhaar Card
- Address Proof
- Income Proof
- Passport-size Photograph
Pros
- Excellent for grocery shopping
- Affordable annual fee
- Cashback benefits
- Fuel surcharge waiver
- Contactless payment
- EMI conversion facility
Cons
- Limited premium travel benefits
- Annual fee applies
- Cashback categories are limited
Who Should Apply?
The RBL Bank Shoprite Credit Card is suitable for:
- Families with regular grocery expenses
- First-time credit card users
- Budget-conscious shoppers
- Salaried employees
- Individuals looking for a low-fee cashback card
Also Read: SBI Cashback Credit Card Review
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How to Apply
You can apply online by visiting the official RBL Bank website. Complete the application form, upload the required documents, and complete the KYC verification process.
Final Verdict
The RBL Bank Shoprite Credit Card is one of the better entry-level grocery cashback cards in India. If your monthly spending is focused on supermarkets and daily essentials, this card can help you save money through cashback and reward points while offering convenient contactless payments.
Although it lacks premium travel perks, it provides solid value for everyday shopping, making it an excellent option for budget-conscious consumers.
Frequently Asked Questions (FAQs)
Is the RBL Bank Shoprite Credit Card good for grocery shopping?
Yes, it is specifically designed to offer savings on grocery purchases.
What is the annual fee?
The annual fee is ₹500 + GST.
Does the card offer cashback?
Yes, cashback is available on eligible grocery transactions.
Is there a fuel surcharge waiver?
Yes, eligible fuel purchases receive a fuel surcharge waiver.
What credit score is recommended?
A credit score of 750 or above is generally recommended.
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